Debt/Mortgages – Building Wealth – Punter Southall Financial Management
For most people, debt is an inevitable part of life – especially when it comes to property purchase.
We encourage our clients to plan the repayment of all debt before they reach retirement, and where that debt is unsecured (usually at a high interest rate) to repay it much sooner than that.
We help you to weigh up the relative merits of debt repayment versus longer-term savings. We strongly urge clients not to borrow to invest. If the investment rises in value it can boost the return. But if the investment falls in value the effects can be disastrous.
We do not provide mortgage advice to our clients but we work with a number of experienced mortgage advisers from other firms to whom we’ll refer you.
Get in touch and we can help to put you in touch with the Planner who is right for you. There are many ways you can contact us. Call or email for general enquiries, for something more specific use our enquiry form.